NIDDAK
KYC and Anti-Money-Laundering Policy
Last updated: 12 September 2026
Money can enter NIDDAK and it cannot leave. That single design decision does more against laundering than any procedure layered on top of it, and everything below is built around keeping it true.
There is no way out
Shards cannot be withdrawn, cashed out, sold, gifted, traded, or moved between accounts. There is no marketplace between players and no mechanism by which value placed into an account can be recovered as money. A closed system with no exit is not a useful laundering route, because the funds cannot be recovered in any form.
No gambling
There are no paid random packs, no loot boxes, no wagering, and no prize with monetary value. Every purchase states exactly what it delivers before it is made.
Identification
Ordinary play needs no identity document, because the risk it would address does not exist here. We verify identity when a legal threshold is met, when a payment provider or a bank asks us to, when activity fits a pattern we are required to examine, or when a sanctions screening cannot be resolved without it.
When we do ask, we ask for a government-issued identity document and proof of address, and for the source of funds where the amount requires it. We keep them for the period the law sets and no longer.
Sanctions
We do not knowingly accept payment from anyone on the UK Sanctions List, United Nations sanctions lists, or other sanctions lists relevant to our operations, or from a jurisdiction subject to comprehensive sanctions. Where a name is matched we suspend the account and, if the match is confirmed, freeze the funds and report it rather than refunding them.
If automated tools support sanctions, fraud, or identity decisions that would have a legal or similarly significant effect on you, a meaningful human review is involved before the decision is final.
What we watch for
Repeated payments from cards belonging to different people into one account. A pattern of purchases followed immediately by chargebacks. Spend that is sharply out of character for an account. Attempts to reach the same account from many countries in a short window. Any attempt to move value between accounts by a route we did not intend to exist.
Records
Every order and every movement of Shards is written to an append-only ledger. Entries are never edited or deleted; a correction is a new entry. Compliance and verification records are retained for the duration of the relationship and generally for six years after it ends, unless UK law requires a longer period or an investigation or dispute requires it.
Reporting
Where we know or suspect money laundering, terrorist financing, sanctions evasion, or another serious financial crime, we may report it to the UK Financial Intelligence Unit inside the National Crime Agency, HMRC, or another competent UK authority. We do not tell the account holder that a report has been made where doing so would be unlawful or would compromise an investigation.
Responsibility
A named compliance officer owns this policy, reviews it at least once a year, and reviews it immediately after any change to how money enters the game.
How to reach us
Operator: a company registered in the United Kingdom (details pending)